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Will Selling Your House Affect Your OAS? A Downsizer’s Guide – BungalowConnect.comWill Selling Your House Affect Your OAS? A Downsizer’s GuideSelling your principal residence does not count as income for OAS. What can trigger the clawback when you downsize to a bungalow, using 2026 thresholds.Updated Oct 20, 20266 min readDoes Basement Suite Rent Help You Qualify for a Mortgage? – BungalowConnect.comDoes Basement Suite Rent Help You Qualify for a Mortgage?How lenders count basement suite rent when you buy a bungalow: CMHC's 100% rule for two-unit homes, 50% add-backs, rental offsets and a worked example.Updated Oct 20, 20266 min readToronto Vacant Home Tax: When an Empty Bungalow Is Exempt – BungalowConnect.comToronto Vacant Home Tax: When an Empty Bungalow Is ExemptParent in long-term care, an estate or a gut renovation? The Toronto Vacant Home Tax exemptions that fit an empty bungalow, and the Dec 31 complaint date.Updated Oct 20, 20267 min readMortgage Rate Hold: Lock a Rate Before You Buy a Bungalow – BungalowConnect.comMortgage Rate Hold: Lock a Rate Before You Buy a BungalowFixed mortgage rates rose this fall. How a 90 to 130 day mortgage rate hold works, what it protects, and how to use one when buying a bungalow in Ontario.Updated Oct 20, 20267 min readOntario Home Insurance Costs Are Up 6.2%: What Bungalow Owners Can Do About It – BungalowConnect.comOntario Home Insurance Costs Are Up 6.2%: What Bungalow Owners Can Do About ItThe average Ontario home insurance premium rose 6.2% to $2,235 in 2026, driven by sewer backup and wind. Here is what bungalow owners can do about it.Updated Oct 20, 20263 min readMortgage Renewal in 2026: A Step-by-Step Plan for Bungalow Owners – BungalowConnect.comMortgage Renewal in 2026: A Step-by-Step Plan for Bungalow OwnersMore than a million Canadian mortgages renew in 2026, many at higher rates than five years ago. Here is a step-by-step plan for bungalow owners.Updated Oct 20, 20263 min readBank of Canada October 28 Rate Decision: What Bungalow Buyers and Owners Should Watch – BungalowConnect.comBank of Canada October 28 Rate Decision: What Bungalow Buyers and Owners Should WatchThe Bank of Canada rate sits at 2.25% ahead of its October 28, 2026 decision. Here is what a hold, cut or hike would mean for bungalow buyers and owners.Updated Oct 20, 20263 min readOntario’s HST Rebate on New Homes: What It Means for New-Build Bungalow Buyers – BungalowConnect.comOntario’s HST Rebate on New Homes: What It Means for New-Build Bungalow BuyersOntario's enhanced HST rebate can take up to $130,000 off a new home. Here is how it works, the deadline, and what it means for new-build bungalow buyers.Updated Oct 20, 20263 min readCan You Buy a House With Crypto in Canada? What Actually Works – BungalowConnect.comCan You Buy a House With Crypto in Canada? What Actually WorksMost Canadian home purchases still close in dollars. Here's how to use crypto toward a bungalow, from conversion and paperwork to taxes.Updated Oct 20, 20264 min readBungalow vs Two-Storey Cost: What You’ll Really Pay Over Time – BungalowConnect.comBungalow vs Two-Storey Cost: What You’ll Really Pay Over TimeA bungalow and a two-storey can cost very different amounts to buy, heat, maintain and adapt. Here's how to compare the real money side before you choose.Updated Oct 20, 20264 min readHow to Afford a Bungalow in Ontario: 8 Practical Strategies – BungalowConnect.comHow to Afford a Bungalow in Ontario: 8 Practical StrategiesBungalows are in demand, but they're not out of reach. Here are 8 practical ways to boost your budget and buy one, using 2026 programs and mortgage rules.Updated Oct 20, 20264 min readAI in Home Insurance: What It Means for Ontario Bungalow Owners – BungalowConnect.comAI in Home Insurance: What It Means for Ontario Bungalow OwnersInsurers now use AI for pricing, claims and risk. Here is what that means for your bungalow policy, your privacy and the questions to ask your broker.Updated Oct 20, 20264 min read

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