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For saleListed yesterdayMLS® X14094072

44 Lowell Avenue, St. Catharines, ON L2R 2E1

451 - Downtown, St. Catharines · Near Ontario St to Lowell Ave · View map

$424,900
4Beds
2Baths
1500–2000Sq ft
1 1/2 storeyType
NoneParking
Full, UnfinishedBasement
$3,020/yrTaxes
Call / Text Will
$424,900
FreeholdNo monthly condo fee
Fenced yardYour own outdoor space
Lot 27 x 97.5 ftThe land comes with the home

About this home

CHARM, SPACE & VERSATILITY IN THIS ST. CATHARINES DUPLEX! Whether you're looking for a smart investment, an owner-occupied opportunity or the perfect multigenerational living arrangement, this charming 2-unit duplex offers plenty of possibilities!The extra-spacious main floor unit is filled with character, featuring beautiful hardwood flooring throughout, 2 generous bedrooms, a 4-piece bathroom, a functional kitchen and a bright, open-concept living and dining area with plenty of room to entertain. Enjoy direct access to the quaint, fully fenced backyard, along with convenient basement access for laundry and storage.The second-floor unit offers a bright and inviting 2-bedroom layout with a practical kitchen and comfortable living space. With estimated monthly rental potential of approximately $1,950 for the main floor and $1,700 for the upper unit, this property offers excellent income potential. Listing agents are happy to assist in securing tenants prior to closing!Outside, enjoy a charming, fully fenced backyard, perfect for relaxing, gardening or entertaining. The seller is also willing to add a single front-yard parking space if desired. Location is another standout feature! Conveniently situated close to schools, parks, public transit, shopping and everyday amenities, with quick access to both the QEW and Highway 406. Just minutes from the vibrant downtown St. Catharines hub, with its fantastic restaurants, shops and entertainment!Notable updates include a new sewer line (2025), roof improvements including a newer portion of the rear roof replaced in 2026 and the remaining 8-10 years old, an owned hot water tank (approx. 5 years), removal of all knob-and-tube wiring, two 100-amp breaker panels and a high-efficiency furnace (approx. 5 years).Live in 1, rent the other, or add a versatile income property to your portfolio! The two estimated rents total $3,650/month or $43,800/year in potential gross rental income, which is a nice selling feature for investors.

The home

Type
1 1/2 storey
Style
1 1/2 Storey
Square footage
1500-2000 sq ft
Bedrooms
4
Bathrooms
2
Kitchens
2
Rooms
14
Basement
Full, Unfinished
Lot size
27 x 97.5 ft
Faces
West
Approximate age
100+ years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Fireplace
No

Garage & parking

Total parking
None
Parking features
Street Only

Taxes & other

Property taxes
$3,020/yr
Tax year
2025
Occupancy
Vacant
Possession
IMMEDIATE
Cross street
Ontario St to Lowell Ave
Neighbourhood
451 - Downtown

More

Price per sq ft
~$243 (at 1,750 sq ft)
Listed
Oct 19, 2026 · yesterday
MLS® number
X14094072

The home and its surroundings

  • Separate Hydro Meter
  • Storage
  • Water Heater Owned
  • Hospital
  • Fenced Yard
  • School Bus Route
  • School
  • Public Transit
  • Place Of Worship
  • Porch
Want to know something that isn’t listed?
Estimated monthly cost$1,966per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    44 Lowell Avenue, St. Catharines, ON L2R 2E1

    451 - Downtown, St. Catharines · Near Ontario St to Lowell Ave

    Get directionsWhat’s nearby

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    Sold history

    Listing history for 44 Lowell Avenue

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 44 Lowell Avenue

    Answers come straight from this home’s MLS® listing.

    How much is 44 Lowell Avenue listed for, and what would it cost each month?

    44 Lowell Avenue is listed for $424,900. With 20% down ($84,980), the mortgage payment would be roughly $1,714 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $1,966 a month, all in. That figure is an illustration, not a quote.

    Is 44 Lowell Avenue freehold or a condo, and is there a monthly fee?

    44 Lowell Avenue is a 1 1/2 storey in 451 - Downtown, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 44 Lowell Avenue have?

    44 Lowell Avenue has 4 bedrooms and 2 bathrooms.

    Does 44 Lowell Avenue have a garage and parking?

    The listing does not show a garage. The listing does not include a parking space.

    Does 44 Lowell Avenue have a finished basement?

    The listing describes the basement as full, unfinished.

    What style of home is 44 Lowell Avenue?

    44 Lowell Avenue is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.

    How big is 44 Lowell Avenue, and what is the lot size?

    The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 27 x 97.5 ft.

    How is 44 Lowell Avenue heated and cooled?

    Heating is forced air (gas). The listing does not show air conditioning.

    What are the property taxes for 44 Lowell Avenue?

    Property taxes are $3,020 a year (2025), or about $252 a month.

    Where is 44 Lowell Avenue?

    44 Lowell Avenue is in the 451 - Downtown community of St. Catharines. The nearest main intersection is Ontario St to Lowell Ave. The postal code is L2R 2E1.

    How long has 44 Lowell Avenue been on the market?

    44 Lowell Avenue was listed on October 19, 2026. It has been on the market for 1 day. It is an active listing (MLS® X14094072). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 44 Lowell Avenue asking?

    Similar bungalow-style homes for sale nearby right now include 116 Lowell Avenue at $499,900 (3 bed), 85 Grass Avenue at $399,900 (3 bed) and 192A ONTARIO Street at $459,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 44 Lowell Avenue sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 44 Lowell Avenue?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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