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For saleMLS® X13722920

20 Stuart Avenue, St. Catharines, ON L2R 1M7

451 - Downtown, St. Catharines · Near Lake Street & Carlton Street · View map

$350,000
3+1Beds
3Baths
1100–1500Sq ft
1 1/2 storeyType
Detached · 1 spaceGarage
3 totalParking
Partially FinishedBasement
$3,482/yrTaxes
Call / Text Will

Same budget, other options in 451 - Downtown

Live from the Connect network
$350,000
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Detached garage3 parking spaces in total
Lot 34.3 x 107.9 ftThe land comes with the home
Central airCool all summer

About this home

Welcome to 20 Stuart Avenue, located on a quiet street in central St. Catharines. This 1.5-storey home offers a versatile layout with four bedrooms in total, including a convenient main floor bedroom with two closets, two additional bedrooms upstairs, and a fourth bedroom in the basement. The main floor features a spacious bathroom, while the second level offers a convenient 2-piece bath and the basement includes an additional 3-piece. Off the kitchen, a practical mudroom provides access to the fully fenced backyard, complete with a single detached garage and a bonus workshop at the rear. A private driveway accommodates two vehicles, and the property's central location offers easy access to schools, parks, shopping, public transit, and everyday amenities. Offering plenty of potential, this home is ready for your vision and personal touch. Being sold in as-is, where-is condition, it has been priced to reflect the updates and repairs required.

The home

Type
1 1/2 storey
Style
1 1/2 Storey
Square footage
1100-1500 sq ft
Bedrooms
3
Basement bedrooms
1
Bathrooms
3
Kitchens
1
Rooms
6
Basement
Partially Finished
Lot size
34.3 x 107.9 ft
Faces
North
Approximate age
51-99 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Aluminum Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Garage
Detached
Garage spaces
1
Driveway spaces
2
Total parking
3
Parking features
Private

Taxes & other

Property taxes
$3,482/yr
Tax year
2026
Occupancy
Owner
Possession
90 days +
Cross street
Lake Street & Carlton Street
Neighbourhood
451 - Downtown

More

Price per sq ft
~$269 (at 1,300 sq ft)
MLS® number
X13722920

The home and its surroundings

  • Primary Bedroom - Main Floor
  • Public Transit
  • School
Want to know something that isn’t listed?
Estimated monthly cost$1,702per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    20 Stuart Avenue, St. Catharines, ON L2R 1M7

    451 - Downtown, St. Catharines · Near Lake Street & Carlton Street

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    Schools nearby

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    Sold history

    Listing history for 20 Stuart Avenue

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 20 Stuart Avenue

    Answers come straight from this home’s MLS® listing.

    How much is 20 Stuart Avenue listed for, and what would it cost each month?

    20 Stuart Avenue is listed for $350,000. With 20% down ($70,000), the mortgage payment would be roughly $1,412 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $1,702 a month, all in. That figure is an illustration, not a quote.

    Is 20 Stuart Avenue freehold or a condo, and is there a monthly fee?

    20 Stuart Avenue is a 1 1/2 storey in 451 - Downtown, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 20 Stuart Avenue have?

    20 Stuart Avenue has 3 bedrooms, plus 1 more bedroom in the basement, and 3 bathrooms.

    Does 20 Stuart Avenue have a garage and parking?

    Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 2 spaces. In total the listing counts 3 parking spaces.

    Does 20 Stuart Avenue have a finished basement?

    The listing describes the basement as partially finished. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown.

    What style of home is 20 Stuart Avenue?

    20 Stuart Avenue is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.

    How big is 20 Stuart Avenue, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 34.3 x 107.9 ft.

    How is 20 Stuart Avenue heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 20 Stuart Avenue?

    Property taxes are $3,482 a year (2026), or about $290 a month.

    Where is 20 Stuart Avenue?

    20 Stuart Avenue is in the 451 - Downtown community of St. Catharines. The nearest main intersection is Lake Street & Carlton Street. The postal code is L2R 1M7.

    Is 20 Stuart Avenue still for sale?

    Yes. It is an active listing (MLS® X13722920). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 20 Stuart Avenue asking?

    Similar bungalow-style homes for sale nearby right now include 85 Grass Avenue at $384,900 (3 bed), 56 Beech Street at $389,000 (3 bed) and 44 North Street at $400,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 20 Stuart Avenue sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 20 Stuart Avenue?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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    Home value

    Value & price trends for 20 Stuart Avenue

    Our Connect Estimate, plus how this price compares and how values have moved in St. Catharines.

    Area price check

    Similar homes sold in St. Catharines · last 12 months
    $474KMedian sold price
    115Homes sold
    22 daysTypical time to sell
    97%Of asking, on average
    Price per sq ft
    This home (asking)$269
    St. Catharines median (sold)$404

    This home is asking 33% below the area median per sq ft. Size, lot, condition and upgrades all move the number, so use it as a guide.

    Value over time

    Median sold price of similar homes in St. Catharines, by year
    +145%since 2013  ·  $193K → $472K
    $171K$312K$453K$595K20142016201820202022202420262013 · 105 sales$193,0002014 · 130 sales$189,5002015 · 145 sales$200,0002016 · 228 sales$228,0002017 · 211 sales$292,0002018 · 173 sales$320,0002019 · 206 sales$340,0002020 · 192 sales$397,5002021 · 275 sales$520,0002022 · 167 sales$561,0002023 · 160 sales$514,0002024 · 135 sales$503,0002025 · 124 sales$500,6002026 so far · 101 sales$472,000

    Tap or hover a point for that year. Area trend, not this specific home.

    Based on MLS® sales data. Estimates and trends are a guide only, not an appraisal. For a more accurate value, consult a licensed REALTOR®.