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For saleListed todayMLS® X14101286

89 Smith's Bay Avenue, Prince Edward County, ON K0K 2T0

North Marysburg Ward, Prince Edward County · Near Smith's Bay and County Road 8 · View map

$1,075,000
3Beds
3Baths
3000–3500Sq ft
BungalowType
Attached · 2 spacesGarage
8 totalParking
Full, Crawl SpaceBasement
$6,529/yrTaxes
Call / Text Will
$1,075,000
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Attached garage8 parking spaces in total
Lot 101.7 x 352.4 ftThe land comes with the home
WaterfrontOn the water
Central airCool all summer

About this home

Some waterfront homes are about the view. Others are about how the whole property makes you feel. Set on Smith's Bay with direct access to Lake Ontario, this spacious 3-bedroom bungalow offers room to spread out, incredible outdoor living, and a setting that feels peaceful, private and connected to nature. Here are 5 reasons to take a closer look: ONE: Waterfront you can actually enjoy. Take in wide views across Smith's Bay from the house, deck and waterfront seating area, with a natural shallow shoreline that's perfect for kayaking, paddling and simply slowing down by the water. TWO: Outdoor living in every season. A large deck, waterfront pergola, gazebo, sunroom and hot tub give you multiple places to relax, entertain or take in the view depending on the weather or time of day. THREE: Nature is part of everyday life. Swans, turtles, migrating birds and even a resident bald eagle are regular visitors, while the park next door creates an open, expansive feel with no neighbour directly beside you. FOUR: Space that works for real life. Over 3,300 sq. ft. above grade with 3 bedrooms, 3 bathrooms, a dramatic vaulted great room, separate family room, office/den and excellent flexibility for guests or multi-generational living. FIVE: A community people genuinely care about. The neighbourhood has a welcoming, connected feel, with neighbours who know one another and regular community gatherings throughout the year. Add in an extra-wide double garage, generator, steel roof, updated crawl space, and thoughtful accessibility features, and you've got a waterfront home that offers both lifestyle and substance.If you've been looking for a home where the water, wildlife and outdoor space become part of everyday life, this one deserves a closer look. This may be your opportunity to Call The County Home.

The home

Type
Bungalow
Style
Bungalow
Square footage
3000-3500 sq ft
Bedrooms
3
Bathrooms
3
Kitchens
1
Rooms
10
Basement
Full, Crawl Space
Lot size
101.7 x 352.4 ft
Faces
South
View
Garden, Water, Lake, Park/Greenbelt
Approximate age
31-50 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Alarm System, Carbon Monoxide Detectors, Smoke Detector, Monitored
Exterior
Brick

Heating & cooling

Heating fuel
Propane
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Attached
Garage spaces
2
Driveway spaces
6
Total parking
8
Parking features
Private, Circular Drive

Taxes & other

Property taxes
$6,529/yr
Tax year
2025
Occupancy
Owner
Possession
Flexible
Cross street
Smith's Bay and County Road 8
Neighbourhood
North Marysburg Ward

More

Price per sq ft
~$331 (at 3,250 sq ft)
Listed
Oct 21, 2026 · today
MLS® number
X14101286

The home and its surroundings

  • Auto Garage Door Remote
  • Countertop Range
  • Built-In Oven
  • Generator - Full
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Storage
  • Sump Pump
  • Water Heater Owned
  • Workbench
  • Wheelchair Access
  • Water Purifier
  • Water Treatment
  • Clear View
  • Cul de Sac/Dead End
  • Greenbelt/Conservation
  • Lake/Pond
  • Waterfront
  • Wooded/Treed
  • Hot Tub
  • Landscaped
  • Year Round Living
  • Patio
Want to know something that isn’t listed?
Estimated monthly cost$4,880per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    89 Smith's Bay Avenue, Prince Edward County, ON K0K 2T0

    North Marysburg Ward, Prince Edward County · Near Smith's Bay and County Road 8

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    Sold history

    Listing history for 89 Smith's Bay Avenue

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 89 Smith's Bay Avenue

    Answers come straight from this home’s MLS® listing.

    How much is 89 Smith's Bay Avenue listed for, and what would it cost each month?

    89 Smith's Bay Avenue is listed for $1,075,000. With 20% down ($215,000), the mortgage payment would be roughly $4,336 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $4,880 a month, all in. That figure is an illustration, not a quote.

    Is 89 Smith's Bay Avenue freehold or a condo, and is there a monthly fee?

    89 Smith's Bay Avenue is a bungalow in North Marysburg Ward, Prince Edward County. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 89 Smith's Bay Avenue have?

    89 Smith's Bay Avenue has 3 bedrooms and 3 bathrooms.

    Does 89 Smith's Bay Avenue have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 2 cars. The driveway adds 6 spaces. In total the listing counts 8 parking spaces.

    Does 89 Smith's Bay Avenue have a finished basement?

    The listing describes the basement as full, crawl space.

    What style of home is 89 Smith's Bay Avenue?

    89 Smith's Bay Avenue is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 89 Smith's Bay Avenue, and what is the lot size?

    The listing puts the home between 3,000 and 3,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 101.7 x 352.4 ft.

    How is 89 Smith's Bay Avenue heated and cooled?

    Heating is forced air (propane). Cooling is central air.

    What are the property taxes for 89 Smith's Bay Avenue?

    Property taxes are $6,529 a year (2025), or about $544 a month.

    Where is 89 Smith's Bay Avenue?

    89 Smith's Bay Avenue is in the North Marysburg Ward community of Prince Edward County. The nearest main intersection is Smith's Bay and County Road 8. The postal code is K0K 2T0.

    How long has 89 Smith's Bay Avenue been on the market?

    89 Smith's Bay Avenue was listed on October 21, 2026. It came on the market today. It is an active listing (MLS® X14101286). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 89 Smith's Bay Avenue asking?

    Similar bungalow-style homes for sale nearby right now include 225 Mitchells Crossroad at $1,150,000 (3 bed), 1232 County Road 7 at $799,900 (3 bed) and 14 Captains Drive at $899,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 89 Smith's Bay Avenue sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 89 Smith's Bay Avenue?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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