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For saleMLS® X14111034

728 Elgin Street, Saugeen Shores, ON N0H 2C4

Saugeen Shores · Near Wellington st & Elgin st · View map

$650,000
3Beds
3Baths
1500–2000Sq ft
BacksplitType
Attached · 1 spaceGarage
3 totalParking
FinishedBasement
$4,043/yrTaxes
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Same budget, other options in Saugeen Shores

Live from the Connect network
$650,000
FreeholdNo monthly condo fee
Attached garage3 parking spaces in total
Finished basementExtra living space
Lot 31.9 x 133.3 ftThe land comes with the home
Central airCool all summer

About this home

Welcome to 728 Elgin Street in the beautiful community of Port Elgin! This well-maintained 3-bedroom, 3-bathroom semi-detached home offers 1,800 sq. ft. of living space, plus an additional basement area, combining comfort, functionality, and a fantastic location. Just steps from the Saugeen Rail Trail and dog park, and conveniently located near downtown Port Elgin, the high school, shopping, and restaurants, this property puts recreation and everyday amenities right at your fingertips. Step inside to a spacious living and dining area, perfect for entertaining family and friends or simply enjoying everyday living. The main floor features a spacious open-concept kitchen, dining, and living area, perfect for everyday living and entertaining, with a convenient powder room completing the space. Upstairs, you'll find two generously sized bedrooms, including an impressive oversized primary bedroom, along with a 3-piece bathroom and the added convenience of upper-level laundry. The walkout lower level offers even more versatility, featuring a comfortable family room with updated hardwood flooring, a third bedroom, and a 4-piece bathroom. With direct access to the backyard, this level provides an ideal space for guests, growing families, or those looking for additional room to spread out. Step outside to your fully fenced backyard, where a concrete patio and retractable power awning create the perfect setting for summer BBQs, outdoor entertaining, or relaxing in the shade. An irrigation system adds another touch of convenience, helping keep the lawn looking its best throughout the warmer months. Need additional space? The basement offers over 400 sq. ft. of flexible space, ideal for a hobby room, home office, recreation area, or extra storage. Additionally the furnace was replaced in 2025 and a reverse osmosis water system. Move-in ready and waiting for its next owners. 728 Elgin Street is a home you won't want to miss.

The home

Type
Backsplit
Style
Backsplit 4
Square footage
1500-2000 sq ft
Bedrooms
3
Bathrooms
3
Kitchens
1
Rooms
5
Basement
Finished
Lot size
31.9 x 133.3 ft
Faces
North

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick, Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Garage
Attached
Garage spaces
1
Driveway spaces
2
Total parking
3

Taxes & other

Property taxes
$4,043/yr
Tax year
2026
Occupancy
Owner
Possession
Flexible
Cross street
Wellington st & Elgin st
Neighbourhood
Saugeen Shores

More

Price per sq ft
~$371 (at 1,750 sq ft)
MLS® number
X14111034

The home and its surroundings

  • Water Heater Owned
Want to know something that isn’t listed?
Estimated monthly cost$2,959per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    728 Elgin Street, Saugeen Shores, ON N0H 2C4

    Saugeen Shores · Near Wellington st & Elgin st

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    Sold history

    Listing history for 728 Elgin Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 728 Elgin Street

    Answers come straight from this home’s MLS® listing.

    How much is 728 Elgin Street listed for, and what would it cost each month?

    728 Elgin Street is listed for $650,000. With 20% down ($130,000), the mortgage payment would be roughly $2,622 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,959 a month, all in. That figure is an illustration, not a quote.

    Is 728 Elgin Street freehold or a condo, and is there a monthly fee?

    728 Elgin Street is a backsplit in Saugeen Shores. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 728 Elgin Street have?

    728 Elgin Street has 3 bedrooms and 3 bathrooms. The listing gives the style as backsplit 4.

    Does 728 Elgin Street have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 2 spaces. In total the listing counts 3 parking spaces.

    Does 728 Elgin Street have a finished basement?

    The listing describes the basement as finished. Finished basement space is usually not counted in the square footage shown.

    What style of home is 728 Elgin Street?

    728 Elgin Street is a backsplit. A backsplit has its levels staggered front to back: from the street it looks like a bungalow, with extra levels at the rear.

    How big is 728 Elgin Street, and what is the lot size?

    The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 31.9 x 133.3 ft.

    How is 728 Elgin Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 728 Elgin Street?

    Property taxes are $4,043 a year (2026), or about $337 a month.

    Where is 728 Elgin Street?

    728 Elgin Street is in Saugeen Shores. The nearest main intersection is Wellington st & Elgin st. The postal code is N0H 2C4.

    Is 728 Elgin Street still for sale?

    Yes. It is an active listing (MLS® X14111034). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 728 Elgin Street asking?

    Similar bungalow-style homes for sale nearby right now include 294 Albert Street S at $669,000 (3 bed), 298 Albert Street S at $622,900 (3 bed) and 455 Bruce Street at $579,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 728 Elgin Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 728 Elgin Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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