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For saleMLS® X13864134

642 PENNER Road, Niagara-on-the-Lake, ON L0S 1J0

108 - Virgil, Niagara-on-the-Lake · Near Niagara Stone Rd and Line 1 · View map

$678,900
3+1Beds
2Baths
1100–1500Sq ft
1 1/2 storeyType
Attached · 1 spaceGarage
7 totalParking
Finished, FullBasement
$3,587/yrTaxes
Call / Text Will

Same budget, other options in 108 - Virgil

Live from the Connect network
$678,900
FreeholdNo monthly condo fee
Attached garage7 parking spaces in total
Finished basementExtra living space
Lot 62 x 200 ftThe land comes with the home
Central airCool all summer

About this home

Welcome to this beautifully renovated 3+1 bedroom home in the heart of Virgil, perfectly situated on a picturesque -acre lot just steps from schools, restaurants, shopping, and other everyday amenities.Designed for both comfortable living and entertaining, the impressive 200-foot-deep backyard features a deck, concrete patio and, large covered outdoor bar, creating the perfect setting for summer gatherings with family and friends.Inside, you'll find a bright, open-concept main floor featuring an updated kitchen, spacious living and dining areas, a convenient powder room, and a private primary suite complete with a walk-in closet and ensuite. Upstairs offers two additional bedrooms, ideal for a growing family. The fully finished basement provides additional living space, a fourth bedroom, and a full bathroom with laundry, offering flexibility for families, guests, or a home office.Currently operating as a licensed short-term rental, this property presents an excellent opportunity for investors seeking an established income-producing property or buyers looking for a home with added revenue potential. Move-in ready and situated in one of Niagara-on-the-Lake's most desirable communities, this a rare opportunity you wont want to miss.

The home

Type
1 1/2 storey
Style
1 1/2 Storey
Square footage
1100-1500 sq ft
Bedrooms
3
Basement bedrooms
1
Bathrooms
2
Kitchens
1
Rooms
9
Basement
Finished, Full
Lot size
62 x 200 ft
Faces
North

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Aluminum Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No
Central vacuum
Yes

Garage & parking

Garage
Attached
Garage spaces
1
Driveway spaces
6
Total parking
7
Parking features
Private Double

Taxes & other

Property taxes
$3,587/yr
Tax year
2026
Occupancy
Owner+Tenant
Possession
immediate
Cross street
Niagara Stone Rd and Line 1
Neighbourhood
108 - Virgil

More

Price per sq ft
~$522 (at 1,300 sq ft)
MLS® number
X13864134

The home and its surroundings

  • Water Heater
  • Central Vacuum
Want to know something that isn’t listed?
Estimated monthly cost$3,037per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    642 PENNER Road, Niagara-on-the-Lake, ON L0S 1J0

    108 - Virgil, Niagara-on-the-Lake · Near Niagara Stone Rd and Line 1

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    Sold history

    Listing history for 642 PENNER Road

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 642 PENNER Road

    Answers come straight from this home’s MLS® listing.

    How much is 642 PENNER Road listed for, and what would it cost each month?

    642 PENNER Road is listed for $678,900. With 20% down ($135,780), the mortgage payment would be roughly $2,738 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,037 a month, all in. That figure is an illustration, not a quote.

    Is 642 PENNER Road freehold or a condo, and is there a monthly fee?

    642 PENNER Road is a 1 1/2 storey in 108 - Virgil, Niagara-on-the-Lake. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 642 PENNER Road have?

    642 PENNER Road has 3 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms.

    Does 642 PENNER Road have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 6 spaces. In total the listing counts 7 parking spaces.

    Does 642 PENNER Road have a finished basement?

    The listing describes the basement as finished, full. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown.

    What style of home is 642 PENNER Road?

    642 PENNER Road is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.

    How big is 642 PENNER Road, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 62 x 200 ft.

    How is 642 PENNER Road heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 642 PENNER Road?

    Property taxes are $3,587 a year (2026), or about $299 a month.

    Where is 642 PENNER Road?

    642 PENNER Road is in the 108 - Virgil community of Niagara-on-the-Lake. The nearest main intersection is Niagara Stone Rd and Line 1. The postal code is L0S 1J0.

    Is 642 PENNER Road still for sale?

    Yes. It is an active listing (MLS® X13864134). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 642 PENNER Road asking?

    Similar bungalow-style homes for sale nearby right now include 1459 Niagara Stone Road at $625,000 (3+1 bed), 423 Read Road at $665,000 (3 bed) and 25 - 13 Shaw's Lane at $810,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 642 PENNER Road sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 642 PENNER Road?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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    Home value

    Value & price trends for 642 PENNER Road

    Our Connect Estimate, plus how this price compares and how values have moved in Niagara-on-the-Lake.

    Area price check

    Similar homes sold in Niagara-on-the-Lake · last 12 months
    $1.04MMedian sold price
    133Homes sold
    38 daysTypical time to sell
    95%Of asking, on average
    Price per sq ft
    This home (asking)$522
    Niagara-on-the-Lake median (sold)$665

    This home is asking 22% below the area median per sq ft. Size, lot, condition and upgrades all move the number, so use it as a guide.

    Value over time

    Median sold price of similar homes in Niagara-on-the-Lake, by year
    +172%since 2013  ·  $375K → $1.02M
    $338K$667K$996K$1.33M20142016201820202022202420262013 · 145 sales$375,0002014 · 160 sales$429,8842015 · 182 sales$442,5002016 · 190 sales$511,5002017 · 158 sales$710,0002018 · 105 sales$712,0002019 · 135 sales$740,0002020 · 229 sales$870,0002021 · 271 sales$1,100,0002022 · 156 sales$1,250,0002023 · 148 sales$1,137,5002024 · 150 sales$1,022,5002025 · 106 sales$1,045,9172026 so far · 118 sales$1,020,000

    Tap or hover a point for that year. Area trend, not this specific home.

    Based on MLS® sales data. Estimates and trends are a guide only, not an appraisal. For a more accurate value, consult a licensed REALTOR®.