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For saleMLS® X14170476

620 Union Street W, Centre Wellington, ON N1M 1V5

Fergus, Centre Wellington · Near Guelph St · View map

$795,000
3+1Beds
2Baths
700–1100Sq ft
Raised bungalowType
Attached · 1 spaceGarage
5 totalParking
Apartment, Finished with Walk-Out, Separate EntranceBasement
$4,095/yrTaxes
Call / Text Will

Same budget, other options in Fergus

Live from the Connect network
$795,000
Main-floor primary bedroomEveryday living on one level
Separate entranceRoom for an in-law or income suite
FreeholdNo monthly condo fee
Attached garage5 parking spaces in total
Walk-out basementIts own way outside
Lot 58 x 104 ftThe land comes with the home

About this home

A bright, open main floor, a private treed backyard and the flexibility of a legal apartment, 620 Union Street West offers plenty to appreciate in Fergus. The approximately 1,150 sq. ft. main floor features three bedrooms, a full bathroom and an inviting kitchen with an island that connects naturally with the living space. Step out from the kitchen onto the deck, a lovely spot for outdoor dining overlooking the backyard and its mature trees.The legal one-bedroom lower apartment features a comfortable living room with a gas fireplace, while a patio beneath the upper deck provides another outdoor space to enjoy. Shared laundry serves both levels. A single-car garage, plenty of driveway parking and a roof replaced in 2025 add to the property's practical appeal.Whether you're looking for a home with rental income potential or space for extended family, this property offers a versatile layout in an established Fergus setting.

The home

Type
Raised bungalow
Style
Bungalow-Raised
Square footage
700-1100 sq ft
Bedrooms
3
Basement bedrooms
1
Bathrooms
2
Kitchens
2
Rooms
6
Basement
Apartment, Finished with Walk-Out, Separate Entrance
Lot size
58 x 104 ft
Faces
South
View
Trees/Woods
Approximate age
31-50 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick, Vinyl Siding

Heating & cooling

Heating fuel
Electric
Heating type
Baseboard
Fireplace
Yes

Garage & parking

Garage
Attached
Garage spaces
1
Driveway spaces
4
Total parking
5
Parking features
Private Double

Taxes & other

Property taxes
$4,095/yr
Tax year
2026
Occupancy
Tenant
Possession
After Jan 1
Cross street
Guelph St
Neighbourhood
Fergus

More

Price per sq ft
~$883 (at 900 sq ft)
MLS® number
X14170476

The home and its surroundings

  • Accessory Apartment
  • Floor Drain
  • Primary Bedroom - Main Floor
  • Water Heater Owned
  • Arts Centre
  • Greenbelt/Conservation
  • Hospital
  • Library
  • Rec./Commun.Centre
  • School
  • Deck
  • Patio
  • Privacy
  • Year Round Living
Want to know something that isn’t listed?
Estimated monthly cost$3,548per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    620 Union Street, Centre Wellington, ON N1M 1V5

    Fergus, Centre Wellington · Near Guelph St

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    Sold history

    Listing history for 620 Union Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 620 Union Street W

    Answers come straight from this home’s MLS® listing.

    How much is 620 Union Street W listed for, and what would it cost each month?

    620 Union Street W is listed for $795,000. With 20% down ($159,000), the mortgage payment would be roughly $3,207 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,548 a month, all in. That figure is an illustration, not a quote.

    Is 620 Union Street W freehold or a condo, and is there a monthly fee?

    620 Union Street W is a raised bungalow in Fergus, Centre Wellington. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 620 Union Street W have?

    620 Union Street W has 3 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms. The listing gives the style as bungalow-raised.

    Does 620 Union Street W have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 4 spaces. In total the listing counts 5 parking spaces.

    Does 620 Union Street W have a finished basement?

    The listing describes the basement as apartment, finished with walk-out, separate entrance. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

    What style of home is 620 Union Street W?

    620 Union Street W is a raised bungalow. A raised bungalow has its main floor set about half a level above the ground, so the basement has bigger windows and more light than in a regular bungalow.

    How big is 620 Union Street W, and what is the lot size?

    The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 58 x 104 ft.

    How is 620 Union Street W heated and cooled?

    Heating is baseboard (electric). The listing does not show air conditioning.

    What are the property taxes for 620 Union Street W?

    Property taxes are $4,095 a year (2026), or about $341 a month.

    Where is 620 Union Street W?

    620 Union Street W is in the Fergus community of Centre Wellington. The nearest main intersection is Guelph St. The postal code is N1M 1V5.

    Is 620 Union Street W still for sale?

    Yes. It is an active listing (MLS® X14170476). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 620 Union Street W asking?

    Similar bungalow-style homes for sale nearby right now include 497 Forfar Street E at $775,000 (3+1 bed), 161 Cameron Street at $829,900 (3+2 bed) and 114 Bellamy Crescent at $849,900 (3+2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 620 Union Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 620 Union Street W?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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    Home value

    Value & price trends for 620 Union Street W

    Our Connect Estimate, plus how this price compares and how values have moved in Centre Wellington.

    Area price check

    Similar homes sold in Centre Wellington · last 12 months
    $800KMedian sold price
    15Homes sold
    36 daysTypical time to sell
    98%Of asking, on average
    Price per sq ft
    This home (asking)$883
    Centre Wellington median (sold)$638

    This home is asking 38% above the area median per sq ft. Size, lot, condition and upgrades all move the number, so use it as a guide.

    Value over time

    Median sold price of similar homes in Centre Wellington, by year
    +143%since 2013  ·  $328K → $795K
    $295K$550K$805K$1.06M20142016201820202022202420262013 · 15 sales$327,5002014 · 26 sales$348,2502015 · 31 sales$355,0002016 · 23 sales$415,0002017 · 24 sales$496,0002018 · 27 sales$530,0002019 · 25 sales$552,0002020 · 31 sales$645,0002021 · 31 sales$750,0002022 · 36 sales$999,9992023 · 23 sales$850,0002024 · 18 sales$784,5002025 · 9 sales$894,0002026 so far · 14 sales$795,000

    Tap or hover a point for that year. Area trend, not this specific home.

    Based on MLS® sales data. Estimates and trends are a guide only, not an appraisal. For a more accurate value, consult a licensed REALTOR®.