45 Mill Street, Kawartha Lakes, ON K9V 2L5
Lindsay, Kawartha Lakes · Near Durham St E & Lindsay St S · View map
About this home
Welcome to 45 Mill Street in Lindsay, a beautifully maintained 1.5-storey century home offering timeless character, thoughtful updates, and the convenience of main-floor living. Situated on a generous 0.267-acre lot in town, this charming 3-bedroom, 2-bathroom home showcases the craftsmanship of a bygone era with original wood trim, impressive 10-foot main-floor ceilings, large windows, and solid double-brick construction. The spacious main level features a formal living and dining room, along with a welcoming eat-in kitchen complete with custom wood cabinetry and plenty of space to gather. Designed with convenience in mind, the main floor also offers a primary bedroom with an updated ensuite bathroom, a second bedroom that could easily serve as a home office, and main-floor laundry. Everything you need for comfortable everyday living is conveniently located on one level! Upstairs, you'll find a third bedroom and full bathroom featuring a classic clawfoot tub, adding to the home's historic charm. The partially finished basement provides additional living space with a comfortable recreation room, along with storage and utility space with walk-up access. Lovingly cared for over the years, the home has benefited from several important improvements, including updated shingles, soffit and fascia (2024), an updated electrical panel (2026), engineered hardwood flooring, an updated forced-air natural gas furnace, and central air conditioning. Outside, the spacious lot offers mature trees and plenty of green space, while the rear deck provides a great setting for outdoor dining and entertaining. The enclosed front screened-in porch offers another inviting space to relax and enjoy the outdoors. Whether you're looking to simplify your lifestyle with main-floor living or appreciate the warmth and character of a well-preserved century home, 45 Mill Street offers a wonderful blend of historic charm, modern comfort, and everyday practicality.
The home
- Type
- 1 1/2 storey
- Style
- 1 1/2 Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 9
- Basement
- Partially Finished, Walk-Up
- Lot size
- 67.8 x 171.8 ft
- Faces
- West
- Approximate age
- 100+ years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick, Stucco (Plaster)
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Driveway spaces
- 2
- Total parking
- 2
- Parking features
- Private
Taxes & other
- Property taxes
- $3,038/yr
- Tax year
- 2026
- Occupancy
- Vacant
- Possession
- Flexible
- Cross street
- Durham St E & Lindsay St S
- Neighbourhood
- Lindsay
More
- Price per sq ft
- ~$369 (at 1,300 sq ft)
- MLS® number
- X14127176
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The home and its surroundings
- Primary Bedroom - Main Floor
- Water Heater Owned
- Year Round Living
- Deck
- Porch Enclosed
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
45 Mill Street, Kawartha Lakes, ON K9V 2L5
Lindsay, Kawartha Lakes · Near Durham St E & Lindsay St S
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Listing history for 45 Mill Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Similar bungalows nearby
More bungalow-style homes for sale near Lindsay, picked by style, size and price.
1 1/2 storey$454,90040 St Patrick Street, Kawartha Lakes3+2 bed · 2 bath · LindsayCourtesy of: THE DIAMOND REALTY INC.View home →
1 1/2 storey$439,9003 Bertie Street, Kawartha Lakes3 bed · 2 bath · LindsayCourtesy of: Re/Max All-Stars Realty Inc.View home →
1 1/2 storey$399,90029 Cambridge Street N, Kawartha Lakes3 bed · 2 bath · LindsayCourtesy of: ONE PERCENT REALTY LTD.View home →
1 1/2 storey$349,00051 Melbourne Street W, Kawartha Lakes3 bed · 2 bath · LindsayCourtesy of: Royal Lepage Kawartha Lakes Realty Inc.View home →
1 1/2 storey$520,00019 Churchill Crescent, Kawartha Lakes2 bed · 2 bath · LindsayCourtesy of: Royal LePage Frank Real EstateView home →
1 1/2 storey$449,90023 Wolfe Street, Kawartha Lakes1+2 bed · 1 bath · LindsayCourtesy of: Re/Max All-Stars Realty Inc.View home →
1 1/2 storey$529,90096 Regent Street, Kawartha Lakes1+2 bed · 2 bath · LindsayCourtesy of: Re/Max All-Stars Realty Inc.View home →
1 1/2 storey$599,90033 MELBOURNE Street W, Kawartha Lakes5+2 bed · 4 bath · LindsayCourtesy of: RIGHT AT HOME REALTYView home →Frequently asked questions about 45 Mill Street
Answers come straight from this home’s MLS® listing.
How much is 45 Mill Street listed for, and what would it cost each month?
45 Mill Street is listed for $479,900. With 20% down ($95,980), the mortgage payment would be roughly $1,936 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,189 a month, all in. That figure is an illustration, not a quote.
Is 45 Mill Street freehold or a condo, and is there a monthly fee?
45 Mill Street is a 1 1/2 storey in Lindsay, Kawartha Lakes. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 45 Mill Street have?
45 Mill Street has 3 bedrooms and 2 bathrooms.
Does 45 Mill Street have a garage and parking?
The listing does not show a garage. The driveway adds 2 spaces. In total the listing counts 2 parking spaces.
Does 45 Mill Street have a finished basement?
The listing describes the basement as partially finished, walk-up. Finished basement space is usually not counted in the square footage shown.
What style of home is 45 Mill Street?
45 Mill Street is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.
How big is 45 Mill Street, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 67.8 x 171.8 ft.
How is 45 Mill Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 45 Mill Street?
Property taxes are $3,038 a year (2026), or about $253 a month.
Where is 45 Mill Street?
45 Mill Street is in the Lindsay community of Kawartha Lakes. The nearest main intersection is Durham St E & Lindsay St S. The postal code is K9V 2L5.
Is 45 Mill Street still for sale?
Yes. It is an active listing (MLS® X14127176). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 45 Mill Street asking?
Similar bungalow-style homes for sale nearby right now include 40 St Patrick Street at $454,900 (3+2 bed), 3 Bertie Street at $439,900 (3 bed) and 29 Cambridge Street N at $399,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 45 Mill Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 45 Mill Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Courtesy of: Royal Lepage Kawartha Lakes Realty Inc.
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.