432 Duffy Street, Cobourg, ON K9A 5M8
Cobourg · Near Burnham and Elgin St · View map
About this home
Renovated, refreshed and ready for its next chapter. This extensively updated 3-bedroom, 2-bathroom raised bungalow delivers the kind of move-in-ready living buyers are looking for, with a beautiful new eat-in kitchen, a renovated bathroom, brand new furnace and air conditioning, and fresh paint throughout. The bright, practical layout offers comfortable everyday living with enough flexibility for a growing family, downsizers who still want room, or anyone looking to settle in without inheriting someone else's project list.The location makes life equally easy. Terry Fox Public School is just steps away, while Northumberland Hills Hospital, restaurants, shopping and everyday amenities are all close at hand. With convenient access to Highway 401 for commuters, this is a thoughtfully renovated home in an established Cobourg neighbourhood where schools, services and community are all within easy reach.
The home
- Type
- Raised bungalow
- Style
- Bungalow-Raised
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 6
- Basement
- Finished
- Lot size
- 42.7 x 109.9 ft
- Faces
- North
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Attached
- Garage spaces
- 1
- Driveway spaces
- 1
- Total parking
- 2
- Parking features
- Private
Taxes & other
- Property taxes
- $4,678/yr
- Tax year
- 2026
- Occupancy
- Vacant
- Possession
- 30 - 60 Days
- Cross street
- Burnham and Elgin St
- Neighbourhood
- Cobourg
More
- Price per sq ft
- ~$519 (at 1,300 sq ft)
- Listed
- Oct 22, 2026 · today
- MLS® number
- X14107104
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The home and its surroundings
- Primary Bedroom - Main Floor
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
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Your commute
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Listing history for 432 Duffy Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 432 Duffy Street
Answers come straight from this home’s MLS® listing.
How much is 432 Duffy Street listed for, and what would it cost each month?
432 Duffy Street is listed for $675,000. With 20% down ($135,000), the mortgage payment would be roughly $2,723 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,113 a month, all in. That figure is an illustration, not a quote.
Is 432 Duffy Street freehold or a condo, and is there a monthly fee?
432 Duffy Street is a raised bungalow in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 432 Duffy Street have?
432 Duffy Street has 3 bedrooms, plus 2 more bedrooms in the basement, and 2 bathrooms. The listing gives the style as bungalow-raised.
Does 432 Duffy Street have a garage and parking?
Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 1 space. In total the listing counts 2 parking spaces.
Does 432 Duffy Street have a finished basement?
The listing describes the basement as finished. It counts 2 bedrooms on that level. Finished basement space is usually not counted in the square footage shown.
What style of home is 432 Duffy Street?
432 Duffy Street is a raised bungalow. A raised bungalow has its main floor set about half a level above the ground, so the basement has bigger windows and more light than in a regular bungalow.
How big is 432 Duffy Street, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 42.7 x 109.9 ft.
How is 432 Duffy Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 432 Duffy Street?
Property taxes are $4,678 a year (2026), or about $390 a month.
Where is 432 Duffy Street?
432 Duffy Street is in Cobourg. The nearest main intersection is Burnham and Elgin St. The postal code is K9A 5M8.
How long has 432 Duffy Street been on the market?
432 Duffy Street was listed on October 22, 2026. It came on the market today. It is an active listing (MLS® X14107104). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 432 Duffy Street asking?
Similar bungalow-style homes for sale nearby right now include 2103 Ron Harnden Road at $725,000 (3 bed), 49 Ballantine Street at $588,000 (3 bed) and 43 Ballantine Street at $579,900 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 432 Duffy Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 432 Duffy Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Cobourg, picked by style, size and price.
Raised bungalow$725,0002103 Ron Harnden Road, Cobourg3 bed · 3 bath · CobourgCourtesy of: Royal LePage ProAlliance RealtyView home →
Raised bungalow$588,00049 Ballantine Street, Cobourg3 bed · 2 bath · CobourgCourtesy of: RE/MAX Rouge River Realty Ltd.View home →
Raised bungalow$579,90043 Ballantine Street, Cobourg3 bed · 2 bath · CobourgCourtesy of: HOME CHOICE REALTY INC.View home →Courtesy of: Royal Service Real Estate Inc.
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*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.