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For saleMLS® X13857566

43 COSBY Avenue, St. Catharines, ON L2M 5R7

445 - Facer, St. Catharines · Near Dieppe Rd & Welland Ave to Cosby · View map

$639,000
6Beds
3Baths
1100–1500Sq ft
1 1/2 storeyType
Detached · 2 spacesGarage
6 totalParking
Finished, FullBasement
$3,179/yrTaxes
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Other homes for sale in 445 - Facer

Live from the Connect network
$639,000
FreeholdNo monthly condo fee
Detached garage6 parking spaces in total
Finished basementExtra living space
Lot 40 x 90 ftThe land comes with the home
Central airCool all summer

About this home

Fully occupied three-unit income property generates almost $60,000 in annual gross rental income with an impressive 7.0% cap rate. Each updated suite features modernized flooring, kitchens, and bathrooms, while major capital improvements include a new central air conditioner (2025), roof (2018), furnace (2018), and two 100-amp electrical panels. Investors will appreciate the separately metered hydro, ample on-site parking, detached garage, and fully occupied units providing immediate cash flow from day one. The current rental income offers an attractive return today while still allowing room for future growth as rents continue to align with market levels over time. Located in the heart of St. Catharines, just minutes to Highway 406, downtown, shopping, public transit, Brock University, and everyday amenities, this property is well-positioned in one of Niagara's strongest rental markets. Whether you're adding to an established portfolio or purchasing your first income property, opportunities offering this combination of strong returns, significant capital updates, stable tenancy, and rental upside are increasingly difficult to find.

The home

Type
1 1/2 storey
Style
1 1/2 Storey
Square footage
1100-1500 sq ft
Bedrooms
6
Bathrooms
3
Kitchens
3
Rooms
9
Basement
Finished, Full
Lot size
40 x 90 ft
Faces
West
Approximate age
51-99 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Carbon Monoxide Detectors
Exterior
Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Garage
Detached
Garage spaces
2
Driveway spaces
4
Total parking
6
Parking features
Private Double

Taxes & other

Property taxes
$3,179/yr
Tax year
2025
Occupancy
Tenant
Possession
Flexible
Cross street
Dieppe Rd & Welland Ave to Cosby
Neighbourhood
445 - Facer

More

Price per sq ft
~$492 (at 1,300 sq ft)
MLS® number
X13857566

The home and its surroundings

  • Hospital
  • Public Transit
  • School Bus Route
Want to know something that isn’t listed?
Estimated monthly cost$2,842per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    43 COSBY Avenue, St. Catharines, ON L2M 5R7

    445 - Facer, St. Catharines · Near Dieppe Rd & Welland Ave to Cosby

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    Sold history

    Listing history for 43 COSBY Avenue

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 43 COSBY Avenue

    Answers come straight from this home’s MLS® listing.

    How much is 43 COSBY Avenue listed for, and what would it cost each month?

    43 COSBY Avenue is listed for $639,000. With 20% down ($127,800), the mortgage payment would be roughly $2,578 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,842 a month, all in. That figure is an illustration, not a quote.

    Is 43 COSBY Avenue freehold or a condo, and is there a monthly fee?

    43 COSBY Avenue is a 1 1/2 storey in 445 - Facer, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 43 COSBY Avenue have?

    43 COSBY Avenue has 6 bedrooms and 3 bathrooms.

    Does 43 COSBY Avenue have a garage and parking?

    Yes. The listing shows the garage as detached, with room for 2 cars. The driveway adds 4 spaces. In total the listing counts 6 parking spaces.

    Does 43 COSBY Avenue have a finished basement?

    The listing describes the basement as finished, full. Finished basement space is usually not counted in the square footage shown.

    What style of home is 43 COSBY Avenue?

    43 COSBY Avenue is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.

    How big is 43 COSBY Avenue, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 40 x 90 ft.

    How is 43 COSBY Avenue heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 43 COSBY Avenue?

    Property taxes are $3,179 a year (2025), or about $265 a month.

    Where is 43 COSBY Avenue?

    43 COSBY Avenue is in the 445 - Facer community of St. Catharines. The nearest main intersection is Dieppe Rd & Welland Ave to Cosby. The postal code is L2M 5R7.

    Is 43 COSBY Avenue still for sale?

    Yes. It is an active listing (MLS® X13857566). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 43 COSBY Avenue asking?

    Similar bungalow-style homes for sale nearby right now include 36 Brighton Avenue at $549,999 (5 bed), 18 Ormonde Avenue at $459,900 (3+1 bed) and 4 Walker Avenue at $535,000 (4 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 43 COSBY Avenue sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 43 COSBY Avenue?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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    Home value

    Value & price trends for 43 COSBY Avenue

    Our Connect Estimate, plus how this price compares and how values have moved in St. Catharines.

    Area price check

    Similar homes sold in St. Catharines · last 12 months
    $531KMedian sold price
    11Homes sold
    28 daysTypical time to sell
    98%Of asking, on average
    Price per sq ft
    This home (asking)$492
    St. Catharines median (sold)$409

    This home is asking 20% above the area median per sq ft. Size, lot, condition and upgrades all move the number, so use it as a guide.

    Value over time

    Median sold price of similar homes in St. Catharines, by year
    +58%since 2017  ·  $339K → $536K
    $305K$449K$593K$737K201720202021202220232024202520262017 · 5 sales$338,8882020 · 6 sales$570,0002021 · 13 sales$640,0002022 · 16 sales$685,0002023 · 10 sales$695,0002024 · 10 sales$640,0002025 · 10 sales$631,0002026 so far · 10 sales$535,500

    Tap or hover a point for that year. Area trend, not this specific home.

    Based on MLS® sales data. Estimates and trends are a guide only, not an appraisal. For a more accurate value, consult a licensed REALTOR®.