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For saleMLS® E13604454

401 Elgin St Street E, Oshawa, ON L1G 1V1

O'Neill, Oshawa · Near Ritson & Adelaide · View map

$724,000
3+1Beds
2Baths
700–1100Sq ft
1 1/2 storeyType
4 totalParking
Finished, Separate EntranceBasement
$4,284/yrTaxes
Call / Text Will

Same budget, other options in O'Neill

Live from the Connect network
$724,000
Separate entranceRoom for an in-law or income suite
FreeholdNo monthly condo fee
Parking for 4Comes with the home
Lot 46 x 106.5 ftThe land comes with the home
Central airCool all summer

About this home

Very Well Kept North Facing Detached House In Quite Neighborhood Of Oshawa. This House Features 3 Bedrooms Above Ground & 1 Bedroom In Basement.Room On Main Floor For Convenience. Upgraded White Kitchen Cabinets. Upgraded Doors. Potlights & Living Area. Basement Features Side Entrance, 1 Bedroom, Kitchen & 3 Piece Washroom. Owned Hot Water, Newer Furnace, Vinyl Windows. Updated Upstairs Bathroom. New Basement Flooring (2021), Deck In Backyard (2023). New Extended Driveway, 4 Car Parking Spots. Enjoy BBQ In Huge Backyard With Your Family. Nestled In A Prime Oshawa Location Close To Schools, Parks, Shopping, And Transit,Costco. This Move-In-Ready Gem Is A Must-See.

The home

Type
1 1/2 storey
Style
1 1/2 Storey
Square footage
700-1100 sq ft
Bedrooms
3
Basement bedrooms
1
Bathrooms
2
Kitchens
2
Rooms
6
Basement
Finished, Separate Entrance
Lot size
46 x 106.5 ft
Faces
South

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Driveway spaces
4
Total parking
4
Parking features
Private

Taxes & other

Property taxes
$4,284/yr
Tax year
2026
Occupancy
Owner
Possession
FLEXIBLE
Cross street
Ritson & Adelaide
Neighbourhood
O'Neill

More

Price per sq ft
~$804 (at 900 sq ft)
MLS® number
E13604454

The home and its surroundings

  • Water Heater Owned
Want to know something that isn’t listed?
Estimated monthly cost$3,277per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    401 Elgin St Street, Oshawa, ON L1G 1V1

    O'Neill, Oshawa · Near Ritson & Adelaide

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    Sold history

    Listing history for 401 Elgin St Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 401 Elgin St Street E

    Answers come straight from this home’s MLS® listing.

    How much is 401 Elgin St Street E listed for, and what would it cost each month?

    401 Elgin St Street E is listed for $724,000. With 20% down ($144,800), the mortgage payment would be roughly $2,920 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,277 a month, all in. That figure is an illustration, not a quote.

    Is 401 Elgin St Street E freehold or a condo, and is there a monthly fee?

    401 Elgin St Street E is a 1 1/2 storey in O'Neill, Oshawa. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 401 Elgin St Street E have?

    401 Elgin St Street E has 3 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms.

    Does 401 Elgin St Street E have a garage and parking?

    The listing does not show a garage. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.

    Does 401 Elgin St Street E have a finished basement?

    The listing describes the basement as finished, separate entrance. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

    What style of home is 401 Elgin St Street E?

    401 Elgin St Street E is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.

    How big is 401 Elgin St Street E, and what is the lot size?

    The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 46 x 106.5 ft.

    How is 401 Elgin St Street E heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 401 Elgin St Street E?

    Property taxes are $4,284 a year (2026), or about $357 a month.

    Where is 401 Elgin St Street E?

    401 Elgin St Street E is in the O'Neill community of Oshawa. The nearest main intersection is Ritson & Adelaide. The postal code is L1G 1V1.

    Is 401 Elgin St Street E still for sale?

    Yes. It is an active listing (MLS® E13604454). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 401 Elgin St Street E asking?

    Similar bungalow-style homes for sale nearby right now include 107 Sutherland Avenue at $749,900 (3 bed), 93 Brock Street W at $589,000 (4+1 bed) and 359 Ritson Road N at $574,900 (2+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 401 Elgin St Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 401 Elgin St Street E?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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    Home value

    Value & price trends for 401 Elgin St Street E

    Our Connect Estimate, plus how this price compares and how values have moved in Oshawa.

    Area price check

    Similar homes sold in Oshawa · last 12 months
    $583KMedian sold price
    72Homes sold
    16 daysTypical time to sell
    98%Of asking, on average
    Price per sq ft
    This home (asking)$804
    Oshawa median (sold)$484

    This home is asking 66% above the area median per sq ft. Size, lot, condition and upgrades all move the number, so use it as a guide.

    Value over time

    Median sold price of similar homes in Oshawa, by year
    +160%since 2012  ·  $222K → $577K
    $197K$377K$557K$737K201220142016201820202022202420262012 · 9 sales$221,9002013 · 141 sales$219,0002014 · 139 sales$231,0002015 · 141 sales$250,0002016 · 184 sales$320,0502017 · 169 sales$376,0002018 · 126 sales$372,7502019 · 148 sales$399,9502020 · 183 sales$480,0002021 · 211 sales$645,0002022 · 137 sales$695,0002023 · 110 sales$647,5002024 · 106 sales$642,0002025 · 91 sales$623,0002026 so far · 62 sales$576,750

    Tap or hover a point for that year. Area trend, not this specific home.

    Based on MLS® sales data. Estimates and trends are a guide only, not an appraisal. For a more accurate value, consult a licensed REALTOR®.