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For saleListed todayMLS® X14108118

22 Elm Street, St. Catharines, ON L2P 2B7

456 - Oakdale, St. Catharines · Near Elm St/Merritt St · View map

$549,000
2+2Beds
2Baths
1100–1500Sq ft
Semi-detached bungalowType
Built-In · 1 spaceGarage
3 totalParking
Apartment, Separate EntranceBasement
$5,829/yrTaxes
Call / Text Will
$549,000
Main-floor primary bedroomEveryday living on one level
Separate entranceRoom for an in-law or income suite
FreeholdNo monthly condo fee
Built-In garage3 parking spaces in total
Lot 29.3 x 132.1 ftThe land comes with the home
Central airCool all summer

About this home

Beautiful 2018-Built Semi-Detached Bungalow with a Finished Basement & Separate Side Entrance! Welcome to this beautifully maintained 2-bedroom semi-detached bungalow offering approximately 1,268 sq. ft. of living space in one of St. Catharines' most desirable neighbourhoods! Built in 2018, this home combines modern construction, functional design, and exceptional versatility, making it an ideal opportunity for first-time homebuyers, growing families, or savvy investors. The professionally finished basement features a separate side entrance and a 2-bedroom in-law/nanny suite, offering excellent potential for extended family living or additional income opportunities, subject to applicable municipal requirements. With its flexible layout and added living space, this property offers outstanding value and versatility. Whether you're looking to enter the real estate market, accommodate extended family, or expand your investment portfolio, this home presents an excellent opportunity in a sought-after St. Catharines location. Don't miss your chance to own this fantastic property with incredible potential! A must-see home offering comfort, flexibility, and investment appeal!

The home

Type
Semi-detached bungalow
Style
Bungalow
Square footage
1100-1500 sq ft
Bedrooms
2
Basement bedrooms
2
Bathrooms
2
Kitchens
2
Rooms
5
Basement
Apartment, Separate Entrance
Lot size
29.3 x 132.1 ft
Faces
East
Approximate age
6-15 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick, Aluminum Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Built-In
Garage spaces
1
Driveway spaces
2
Total parking
3
Parking features
Available

Taxes & other

Property taxes
$5,829/yr
Tax year
2025
Occupancy
Vacant
Possession
TBA
Cross street
Elm St/Merritt St
Neighbourhood
456 - Oakdale

More

Price per sq ft
~$422 (at 1,300 sq ft)
Listed
Oct 22, 2026 · today
MLS® number
X14108118

The home and its surroundings

  • Accessory Apartment
  • Primary Bedroom - Main Floor
  • Beach
  • Golf
  • Hospital
  • Library
  • Public Transit
Want to know something that isn’t listed?
Estimated monthly cost$2,700per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    22 Elm Street, St. Catharines, ON L2P 2B7

    456 - Oakdale, St. Catharines · Near Elm St/Merritt St

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    Sold history

    Listing history for 22 Elm Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 22 Elm Street

    Answers come straight from this home’s MLS® listing.

    How much is 22 Elm Street listed for, and what would it cost each month?

    22 Elm Street is listed for $549,000. With 20% down ($109,800), the mortgage payment would be roughly $2,215 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,700 a month, all in. That figure is an illustration, not a quote.

    Is 22 Elm Street freehold or a condo, and is there a monthly fee?

    22 Elm Street is a semi-detached bungalow in 456 - Oakdale, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 22 Elm Street have?

    22 Elm Street has 2 bedrooms, plus 2 more bedrooms in the basement, and 2 bathrooms.

    Does 22 Elm Street have a garage and parking?

    Yes. The listing shows the garage as built-in, with room for 1 car. The driveway adds 2 spaces. In total the listing counts 3 parking spaces.

    Does 22 Elm Street have a finished basement?

    The listing describes the basement as apartment, separate entrance. It counts 2 bedrooms on that level. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

    What style of home is 22 Elm Street?

    22 Elm Street is a semi-detached bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 22 Elm Street, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 29.3 x 132.1 ft.

    How is 22 Elm Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 22 Elm Street?

    Property taxes are $5,829 a year (2025), or about $486 a month.

    Where is 22 Elm Street?

    22 Elm Street is in the 456 - Oakdale community of St. Catharines. The nearest main intersection is Elm St/Merritt St. The postal code is L2P 2B7.

    How long has 22 Elm Street been on the market?

    22 Elm Street was listed on October 22, 2026. It came on the market today. It is an active listing (MLS® X14108118). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 22 Elm Street asking?

    Similar bungalow-style homes for sale nearby right now include 7 Ellis Avenue at $567,899 (2 bed), 8 Bluegrass Crescent at $499,900 (2 bed) and 4 ELLIS Avenue at $679,900 (2+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 22 Elm Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 22 Elm Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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