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For saleListed yesterdayMLS® S14092226

20 John Street, Severn, ON L0K 1E0

Coldwater, Severn · Near John St & Gray St · View map

$629,999
3+1Beds
2Baths
700–1100Sq ft
Raised bungalowType
Carport · 2 spacesGarage
5 totalParking
Partially FinishedBasement
$2,230/yrTaxes
Call / Text Will
$629,999
Main-floor primary bedroomEveryday living on one level
PoolAbove ground
FreeholdNo monthly condo fee
Carport5 parking spaces in total
Fenced yardYour own outdoor space
Lot 58.7 x 185.5 ftThe land comes with the home

About this home

Welcome to 20 John Street in Coldwater! This inviting 3-bedroom home offers comfortable family living, a versatile finished basement space, and a fantastic location within walking distance of downtown Coldwater. The bright living room features an abundance of natural light and a cozy natural gas fireplace, while the eat-in kitchen comes complete with matching Frigidaire appliances, including a refrigerator, dishwasher, oven, and microwave. Ceramic tile and hardwood flooring flow throughout the main level, complemented by the convenience of main floor laundry.Step through the glass door onto the spacious backyard deck, featuring a retractable awning overlooking the above-ground pool-an ideal setting for summer relaxation, outdoor dining, and entertaining family and friends. The finished basement adds exceptional versatility, featuring a large bedroom, spacious family room, 3-piece bathroom, new flooring, a second laundry area, and generous utility and storage space. With its flexible layout, the lower level offers potential for extended family, guests, or a future in-law suite, subject to applicable approvals.Additional features include outdoor Govee lighting, two sets of washers and dryers, and a sump pump with battery backup for added peace of mind. Enjoy the convenience of being just steps from the local public school, downtown Coldwater, Coldwater Fairgrounds, and the community ice rink. Commuters will appreciate the easy access to Highways 12 and 400, connecting you to Orillia, Barrie, and the surrounding communities.An excellent opportunity to own a stunning family home in the welcoming community of Coldwater, with outdoor enjoyment, flexible living space, and everyday amenities all close at hand!

The home

Type
Raised bungalow
Style
Bungalow-Raised
Square footage
700-1100 sq ft
Bedrooms
3
Basement bedrooms
1
Bathrooms
2
Kitchens
1
Rooms
6
Basement
Partially Finished
Lot size
58.7 x 185.5 ft
Faces
East
Approximate age
31-50 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Carbon Monoxide Detectors, Smoke Detector
Exterior
Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes
Central vacuum
Yes

Garage & parking

Garage
Carport
Garage spaces
2
Driveway spaces
3
Total parking
5
Parking features
Covered, Private Double

Taxes & other

Property taxes
$2,230/yr
Tax year
2025
Occupancy
Owner
Possession
30-59 days
Cross street
John St & Gray St
Neighbourhood
Coldwater

More

Price per sq ft
~$700 (at 900 sq ft)
Listed
Oct 19, 2026 · yesterday
MLS® number
S14092226

The home and its surroundings

  • Carpet Free
  • Central Vacuum
  • Floor Drain
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Storage
  • Sump Pump
  • Water Heater
  • Water Treatment
  • Fenced Yard
  • Park
  • School
  • Rec./Commun.Centre
  • Awnings
  • Deck
  • Canopy
  • Landscaped
  • Porch
Want to know something that isn’t listed?
Estimated monthly cost$2,727per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    20 John Street, Severn, ON L0K 1E0

    Coldwater, Severn · Near John St & Gray St

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    Sold history

    Listing history for 20 John Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 20 John Street

    Answers come straight from this home’s MLS® listing.

    How much is 20 John Street listed for, and what would it cost each month?

    20 John Street is listed for $629,999. With 20% down ($126,000), the mortgage payment would be roughly $2,541 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,727 a month, all in. That figure is an illustration, not a quote.

    Is 20 John Street freehold or a condo, and is there a monthly fee?

    20 John Street is a raised bungalow in Coldwater, Severn. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 20 John Street have?

    20 John Street has 3 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms. The listing gives the style as bungalow-raised.

    Does 20 John Street have a garage and parking?

    Yes. The listing shows the garage as carport, with room for 2 cars. The driveway adds 3 spaces. In total the listing counts 5 parking spaces.

    Does 20 John Street have a finished basement?

    The listing describes the basement as partially finished. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown.

    What style of home is 20 John Street?

    20 John Street is a raised bungalow. A raised bungalow has its main floor set about half a level above the ground, so the basement has bigger windows and more light than in a regular bungalow.

    Does 20 John Street have a pool?

    Yes. The listing shows above ground for the pool. Ask about its age, liner and equipment before you offer, since those are the costly parts to replace.

    How big is 20 John Street, and what is the lot size?

    The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 58.7 x 185.5 ft.

    How is 20 John Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 20 John Street?

    Property taxes are $2,230 a year (2025), or about $186 a month.

    Where is 20 John Street?

    20 John Street is in the Coldwater community of Severn. The nearest main intersection is John St & Gray St. The postal code is L0K 1E0.

    How long has 20 John Street been on the market?

    20 John Street was listed on October 19, 2026. It has been on the market for 1 day. It is an active listing (MLS® S14092226). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 20 John Street asking?

    Similar bungalow-style homes for sale nearby right now include 4 Eplett Street at $629,000 (3 bed), 11 Harriet Street at $639,000 (3+1 bed) and 27 Sheppard Street at $615,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 20 John Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 20 John Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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