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For saleMLS® X13730230

12 - 92 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

108 - Virgil, Niagara-on-the-Lake · Near Loretta · View map

$699,000
2+1Beds
3Baths
1200–1399Sq ft
Condo bungalowType
$275/moMaint. fee
Attached · 1 spaceGarage
2 totalParking
FinishedBasement
$4,427/yrTaxes
Call / Text Will

Same budget, other options in 108 - Virgil

Live from the Connect network
$699,000
Main-floor primary bedroomEveryday living on one level
Attached garage2 parking spaces in total
Finished basementExtra living space
Central airCool all summer
FireplaceCozy winters

About this home

Welcome to Stone Gate Park, where sophisticated comfort meets ultimate convenience in the heart of Virgil! This meticulously finished townhome welcomes you with an impressive, bright grand foyer that leads into a magnificent main living area boasting soaring vaulted ceilings and a cozy gas fireplace. The classic oak kitchen features timeless cabinetry and a charming breakfast nook, flowing seamlessly onto a private rear deck, the perfect setting for enjoying local Niagara wines. Designed for versatile living, the main floor hosts a primary retreat complete with a walk-in closet and a 4-piece ensuite, alongside a second bedroom ideal for a bright home office. The fully finished lower level significantly expands your living space, offering a massive recreation room and a private third bedroom for guests. Enhanced by stunning curb appeal with mature, manicured gardens and an inviting covered front porch, this property offers an unmatched walkable lifestyle just a short stroll from award-winning wineries, local craft breweries, and the scenic Virgil Sports Park.

The home

Type
Condo bungalow
Style
Bungalow
Square footage
1200-1399 sq ft
Bedrooms
2
Basement bedrooms
1
Bathrooms
3
Kitchens
1
Rooms
6
Basement
Finished
Faces
North
Level
1
Laundry
Laundry Closet, Laundry Room
Approximate age
16-30 years

Ownership & fees

Ownership
Condominium
Maintenance fee
$275.00/mo
Fee includes
Common Elements
Complex
NNVLCC 180
Property management
Wilson Blanchard Management
Pets
Allowed, with restrictions
Security
Smoke Detector
Exterior
Vinyl Siding, Stone

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
Yes

Garage & parking

Garage
Attached
Garage spaces
1
Total parking
2
Parking features
Private

Taxes & other

Property taxes
$4,427/yr
Tax year
2026
Occupancy
Vacant
Possession
Immediate
Cross street
Loretta
Neighbourhood
108 - Virgil

More

Price per sq ft
~$538 (at 1,300 sq ft)
MLS® number
X13730230

The home and its surroundings

  • Primary Bedroom - Main Floor
  • Cul de Sac/Dead End
  • Park

Included in the maintenance fee

  • Common Elements

Shared in the complex

  • BBQs Allowed
  • Visitor Parking
Want to know something that isn’t listed?
Estimated monthly cost$3,463per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    92 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

    108 - Virgil, Niagara-on-the-Lake · Near Loretta

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    Sold history

    Listing history for 92 Loretta Drive

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 12 - 92 Loretta Drive

    Answers come straight from this home’s MLS® listing.

    How much is 12 - 92 Loretta Drive listed for, and what would it cost each month?

    12 - 92 Loretta Drive is listed for $699,000. With 20% down ($139,800), the mortgage payment would be roughly $2,820 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $3,463 a month, all in. That figure is an illustration, not a quote.

    Is 12 - 92 Loretta Drive freehold or a condo, and is there a monthly fee?

    12 - 92 Loretta Drive is a condo bungalow in 108 - Virgil, Niagara-on-the-Lake. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $275.00 a month. The listing says it covers common elements. Fees can change, so confirm the current amount in the status certificate.

    How many bedrooms and bathrooms does 12 - 92 Loretta Drive have?

    12 - 92 Loretta Drive has 2 bedrooms, plus 1 more bedroom in the basement, and 3 bathrooms.

    Does 12 - 92 Loretta Drive have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 1 car. In total the listing counts 2 parking spaces.

    Does 12 - 92 Loretta Drive have a finished basement?

    The listing describes the basement as finished. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown.

    What style of home is 12 - 92 Loretta Drive?

    12 - 92 Loretta Drive is a condo bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 12 - 92 Loretta Drive?

    The listing puts the home between 1,200 and 1,399 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.

    How is 12 - 92 Loretta Drive heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 12 - 92 Loretta Drive?

    Property taxes are $4,427 a year (2026), or about $369 a month.

    Are pets allowed at 12 - 92 Loretta Drive?

    Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.

    Where is 12 - 92 Loretta Drive?

    12 - 92 Loretta Drive is in the 108 - Virgil community of Niagara-on-the-Lake. The nearest main intersection is Loretta. The postal code is L0S 1T0.

    Is 12 - 92 Loretta Drive still for sale?

    Yes. It is an active listing (MLS® X13730230). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 12 - 92 Loretta Drive asking?

    Similar bungalow-style homes for sale nearby right now include 17 - 92 Loretta Drive at $599,999 (2 bed), 42 Loretta Drive at $699,000 (2 bed) and 41 Rose Glen Crescent at $699,900 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 92 Loretta Drive sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 12 - 92 Loretta Drive?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

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    Home value

    Value & price trends for 12 - 92 Loretta Drive

    Our Connect Estimate, plus how this price compares and how values have moved in Niagara-on-the-Lake.

    Area price check

    Similar homes sold in Niagara-on-the-Lake · last 12 months
    $830KMedian sold price
    7Homes sold
    17 daysTypical time to sell
    98%Of asking, on average
    Price per sq ft
    This home (asking)$538
    Niagara-on-the-Lake median (sold)$639

    This home is asking 16% below the area median per sq ft. Size, lot, condition and upgrades all move the number, so use it as a guide.

    Value over time

    Median sold price of similar homes in Niagara, by year
    +234%since 2013  ·  $209K → $700K
    $162K$415K$667K$920K20132015201820202022202420262013 · 26 sales$209,4002014 · 6 sales$210,4152015 · 5 sales$180,0002017 · 8 sales$528,2502018 · 6 sales$379,5002019 · 15 sales$379,9002020 · 7 sales$675,0002021 · 14 sales$709,0002022 · 12 sales$867,5002023 · 10 sales$736,0002024 · 7 sales$515,0002025 · 16 sales$737,0002026 so far · 19 sales$700,000

    Tap or hover a point for that year. Area trend, not this specific home.

    Based on MLS® sales data. Estimates and trends are a guide only, not an appraisal. For a more accurate value, consult a licensed REALTOR®.