108 James Street E, Cobourg, ON K9A 1H3
Cobourg · Near College St & James St E · View map
About this home
LOCATION, UPDATES, PRIVACY PLUS POTENTIAL for SECONDARY APT UNIT to offset expenses if you choose! An EXCEPTIONAL VALUE in one of Cobourg's most desired neighbourhoods of Century & Vintage homes, old growth trees & pretty landscaped gardens. A 6 mins stroll to enjoy the beautiful, sparkling Lakefront, Victoria Park, the Beach, Marina, Yacht Club, Boardwalk, the Esplanade or Downtown to your favourite cafes, restaurants. 1 Level living! All-brick, well-renovated Bungalow with 3+1BR & 2Baths. Enjoys 1425 sq ft on MN FL PLUS a fully finished LL. Potential for separate LL Apt. for guests or Income! (R/In Kitchen,1 BR, Living Room, 3pce bath, Laundry room, Inter-wired Smoke Detectors, Fire-break Drywall already completed as a head start. Buyer to get final permit w/ Town). Private, fenced backyard is framed by mature trees & established perennial gardens. Substantial interlock patios wrap the front, side & back of home for pleasant outdoor living. An alluring home in a lovely setting. Rooms are back! FR DRs separate Living & Dining Rooms. A separate, bright Kitchen with natural stone quartzite counters, marble flooring, custom built wood cabinetry. Original oak strip floors dramatically stained black. Carpet free. A useful Laundry closet installed for ease on MN FL by kitchen. A fully finished LL offers a spacious Rec Room, 4th BR, 3-pc Slate & Glass-Tiled Bath, R/in Kitchen & a 2nd Lndry/Storage Rm. Pot lights & luxury vinyl lam flring. A modern, clean LL space. Large, newer windows bring natural light & pretty landscaped views. Cherry trees, Hydrangeas, Wisteria, Roses, Honeysuckle, Clematis, Mint, Lily of the Valley fragrances. A Limewash stain treatment just completed over entire brick exterior adds curb appeal & a preserving, "brick-healthy" alternative to paint. Both Decks/Stairs just stained. Inside Entry from Single Car Inset Garage into LL. + 3-Outdoor surface parking spaces. **LL ROUGHED-IN KITCHEN VIRTUALLY STAGED TO SHOW CABINETS, SINK, APPLS.**Zoned R3.
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Basement bedrooms
- 1
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 3
- Basement
- Finished, Separate Entrance, Walk-Out, Walk-Up, Development Potential
- Lot size
- 40.5 x 128.1 ft
- Faces
- North
- View
- Garden
- Approximate age
- 51-99 years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Security
- Carbon Monoxide Detectors, Smoke Detector
- Exterior
- Brick Front
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Water
- Fireplace
- No
Garage & parking
- Garage
- Attached
- Garage spaces
- 1
- Driveway spaces
- 3
- Total parking
- 4
- Parking features
- Private
Taxes & other
- Property taxes
- $4,089/yr
- Tax year
- 2025
- Occupancy
- Vacant
- Possession
- Immediate
- Cross street
- College St & James St E
- Neighbourhood
- Cobourg
More
- Price per sq ft
- ~$607 (at 1,300 sq ft)
- Listed
- Oct 3, 2026 · 17 days ago
- MLS® number
- X13858126
No matching details. Ask Will instead
The home and its surroundings
- In-Law Suite
- Primary Bedroom - Main Floor
- Storage
- Upgraded Insulation
- Water Heater Owned
- Carpet Free
- Deck
- Landscaped
- Patio
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
108 James Street, Cobourg, ON K9A 1H3
Cobourg · Near College St & James St E
Get directionsWhat’s nearbySchools nearby
Open this tab to load nearby schools.
Your commute
Enter where you go every day to see real drive times:
Listing history for 108 James Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.
Frequently asked questions about 108 James Street E
Answers come straight from this home’s MLS® listing.
How much is 108 James Street E listed for, and what would it cost each month?
108 James Street E is listed for $788,900. With 20% down ($157,780), the mortgage payment would be roughly $3,182 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,523 a month, all in. That figure is an illustration, not a quote.
Is 108 James Street E freehold or a condo, and is there a monthly fee?
108 James Street E is a bungalow in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 108 James Street E have?
108 James Street E has 3 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms.
Does 108 James Street E have a garage and parking?
Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 3 spaces. In total the listing counts 4 parking spaces.
Does 108 James Street E have a finished basement?
The listing describes the basement as finished, separate entrance, walk-out, walk-up, development potential. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 108 James Street E?
108 James Street E is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 108 James Street E, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 40.5 x 128.1 ft.
How is 108 James Street E heated and cooled?
Heating is water (gas). The listing does not show air conditioning.
What are the property taxes for 108 James Street E?
Property taxes are $4,089 a year (2025), or about $341 a month.
Where is 108 James Street E?
108 James Street E is in Cobourg. The nearest main intersection is College St & James St E. The postal code is K9A 1H3.
How long has 108 James Street E been on the market?
108 James Street E was listed on October 3, 2026. It has been on the market for 17 days. It is an active listing (MLS® X13858126). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 108 James Street E asking?
Similar bungalow-style homes for sale nearby right now include 792 Greer Crescent at $675,000 (3 bed), 19 Orchard Avenue at $649,999 (3 bed) and 747 Greer Crescent at $649,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 108 James Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 108 James Street E?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near Cobourg, picked by style, size and price.
Bungalow$675,000792 Greer Crescent, Cobourg3 bed · 2 bath · CobourgCourtesy of: RE/MAX Rouge River Realty Ltd.View home →
Bungalow$649,99919 Orchard Avenue, Cobourg3 bed · 1 bath · CobourgCourtesy of: RE/MAX CROSSROADS REALTY INC.View home →
Bungalow$649,000747 Greer Crescent, Cobourg3 bed · 2 bath · CobourgCourtesy of: Royal Service Real Estate Inc.View home →Courtesy of: Century 21 United Realty Inc.
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.